Owners in Menlo Park, Atherton, Half Moon Bay and smaller San Mateo County, CA communities can reach funding partners through one call. Each place is described with ZIP figures, labeled by ZIP.
Redwood City, CA, Menlo Park, CA and Atherton, CA: what each ZIP count shows
The office city comes first. ZIP 94063 had 1,545 employer establishments in 2023 (ZBP), and the Redwood City, CA page sets out the county and ZIP figures behind them.
Menlo Park, CA has its own page. Its ZIP, 94025, held 1,740 employer establishments in 2023, and the city covers 76.5% of that ZIP’s land, so the count is a ZIP count rather than a city one.
Atherton, CA is a town, and its ZIP, 94027, is small in business terms: 180 employer establishments in 2023, with nearly three in four (73.9%) under five employees (ZBP). The town takes in 99.8% of that ZIP’s land, which makes ZIP 94027 a close match for it.
Half Moon Bay, CA, El Granada, CA and smaller San Mateo County, CA ZIPs
Half Moon Bay, CA is a city whose ZIP reaches well beyond it: the city covers only 10.4% of the land in ZIP 94019. That ZIP held 509 employer establishments in 2023, 55.6% with fewer than five employees, including 72 accommodation and food services and 64 retail trade establishments (ZBP). Sit-down restaurants fall in the first of those two groups.
Several unincorporated communities nearby have ZIPs of their own, each with a small employer count. These are ZIP figures from ZBP 2023, and a ZIP’s borders do not match a community’s:
- El Granada, CA (a community): 72 employer establishments with a ZIP 94018 address
- Montara, CA (a community): 51 employer establishments with a ZIP 94037 address
- Pescadero, CA (a community): 46 employer establishments with a ZIP 94060 address
- Moss Beach, CA (a community): 45 employer establishments with a ZIP 94038 address
- La Honda, CA (a community): 32 employer establishments with a ZIP 94020 address
A business in any of these places can call or send the form just as a Redwood City, CA business would.
Business for sale in Redwood City, CA: a checklist for dental offices
For dental offices, buying an existing practice is not the same request as opening one. The seller’s numbers carry the loan case, so a buyer can gather them before asking a partner for a term loan.
- The purchase price and what it includes: equipment, patient records, the name and goodwill.
- Three years of the practice’s tax returns and recent profit and loss statements.
- A list of the chairs, imaging units and sterilizers, with the age of each.
- Whether the office lease can pass to the new owner, and on what terms.
- The buyer’s own license status and credit history.
ZIP 94063 held 10 offices of dentists with employees in 2023 (ZBP, NAICS 6212). Separately, 2024 Nonemployer Statistics counted 208 dentist offices with no paid employees in San Mateo County, CA.
How a San Mateo County, CA gift shop leases retail space
A gift shop that leases retail space signs up for more than rent. Shelving and fixtures, a point-of-sale setup, stock and freestanding signs inside the store all come due early in the lease. A term loan can cover the shelving and fixtures, and inventory financing can carry the stock.
Retail trade is a broad group in San Mateo County, CA: 43.3% of its 1,827 retail trade employer establishments had fewer than five employees in 2023 (CBP, NAICS 44-45). Owner-only shops are counted elsewhere: the 2024 Nonemployer Statistics found 3,496 retail businesses without paid employees in San Mateo County, CA.
A commercial lease checklist for San Mateo County, CA research labs
A research lab lease can ask more of the tenant than an office lease. These points are worth reading before signing:
- Whether the permitted use covers lab work and the equipment planned for it
- Who pays for benches, sinks, ventilation and other interior lab build-out
- How utilities, such as power for freezers and instruments, are billed
- The lease term against the life of any financed equipment
- The deposit and any letter of credit the lease calls for
- Rules for restoring the space when the lease ends
Staff numbers in the field are substantial: scientific research and development establishments in San Mateo County, CA reported 25,017 paid employees in 2023 (CBP, NAICS 5417).
How to lease commercial office space near Redwood City, CA for research labs
A lab can also need plain office space for staff who never touch a bench. Leasing it close to Redwood City, CA follows a short sequence:
- Size the office for the team planned over the lease term.
- Compare a shared floor with a direct lease, including the deposit.
- Price desks, computers and conference equipment separately.
- Fund the equipment on a term that ends before the lease does.
- Call with the quotes and the lease draft to talk the request through.
Equipment financing fits the instruments and computers; the space itself, if bought rather than leased, is property financing outside this site. For trades other than research, the industries page groups funding by line of work, and the resources page holds a lab business plan outline.
By Whiteside Finance · Updated