# Whiteside Finance > Whiteside Finance is a small-business funding broker at 816 Main St, Redwood City, CA 94063 (phone (650) 336-2048). It helps businesses in Redwood City, CA; Atherton, CA; Menlo Park, CA; Half Moon Bay, CA and across San Mateo County, California, explore funding options. Whiteside Finance passes a Redwood City, CA business funding request, made by phone or a short form, on to funding partners, who review it and decide. Whiteside Finance is a funding broker, not a lender. It passes a business request to funding partners; each partner runs its own review and alone decides on any offer, terms and costs. Whiteside Finance is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. No trucking or agriculture funding, no startup or SBA loans, no real estate or mortgage loans, and no consumer or personal loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 816 Main St, Redwood City, CA 94063, United States - Phone: (650) 336-2048 - Apply: https://whitesidefinance.com/apply/ - Places: Redwood City, CA; Atherton, CA; Menlo Park, CA; Half Moon Bay, CA and all of San Mateo County, California - Language: English ## Funding options - [Types of Business Loans for Redwood City, CA Dental Offices and Research Labs](https://whitesidefinance.com/business-loans/): Six funding types side by side for Redwood City, CA firms: what each pays for, how it is paid back, and which San Mateo County trades it suits. - [Working Capital Loans in Redwood City, CA While Software and IT Firms Wait on Customer Payments](https://whitesidefinance.com/business-loans/working-capital/): Working capital loans cover short gaps between paying staff and getting paid; a Redwood City, CA request names the gap, the invoices and the payroll dates. - [Business Term Loans for Redwood City, CA Software and IT Firms Buying, Equipping or Expanding](https://whitesidefinance.com/business-loans/term-loans/): A term loan pays one known cost up front and spreads it over fixed monthly payments; a Redwood City, CA request names the purchase, its price and the term in mind. - [Business Lines of Credit in Redwood City, CA for Research Labs and Home Builders](https://whitesidefinance.com/business-loans/line-of-credit/): A credit line is a reusable limit with interest only on what is drawn; Redwood City, CA requests go to funding partners, who set the limit and the terms. - [Inventory Financing for Retail Stores and Auto Repair Shops Around Redwood City, CA](https://whitesidefinance.com/business-loans/inventory-financing/): Inventory financing pays for goods ahead of sales and is paid down as they sell; a Redwood City, CA request names the stock, the supplier and the sales plan. - [Equipment Financing in Redwood City, CA: Dental Chairs, Gym Racks and Salon Chairs](https://whitesidefinance.com/equipment-financing/): Equipment financing spreads the price of a chair, scanner, rack or machine over monthly payments; a Redwood City, CA request names the item, the quote and the seller. - [Merchant Cash Advances in Redwood City, CA for Restaurants, Dental Offices and Salons With Card Sales](https://whitesidefinance.com/merchant-cash-advance/): An advance trades future card sales for cash now; the provider collects a share of each day’s receipts, and the cost is set by a factor rate. ## Industries - [Restaurant Loans for Redwood City, CA Restaurants: Dining Room Booths, POS Systems and Delivery Vans](https://whitesidefinance.com/industries/restaurants/): Kitchen equipment, new dining room booths, a POS system or payroll in a slower stretch: each restaurant cost in Redwood City, CA points to its own product, and a funding partner decides on any offer. - [Dental Office Loans in Redwood City, CA: Sterilizers, Operatories and Lab Bills](https://whitesidefinance.com/industries/dental-practices/): Chairs, imaging, sterilizers, new operatories and buying a practice: each dental cost in Redwood City, CA fits a product of its own, and a funding partner reviews the request and decides. - [Redwood City, CA Medical Practice Loans for Specialty Clinics, Imaging Suites and Partner Buy-Ins](https://whitesidefinance.com/industries/medical-practices/): Specialty clinics and physician groups in Redwood City, CA can match each cost to a product: devices to equipment financing, claim gaps to a credit line, buy-ins and imaging suites to a term loan. A partner decides on any offer. - [Redwood City, CA Salon Business Loans: Pedicure Thrones, Manicure Tables and Retail Shelving](https://whitesidefinance.com/industries/salons/): Hair, nail and barber shops in Redwood City, CA can match each purchase to a product: chairs and machines to equipment financing, booth rent gaps to working capital, furnishings and shelving to a term loan. - [Gym Business Loans in Redwood City, CA: Strength Equipment and Buying an Existing Gym](https://whitesidefinance.com/industries/gyms-and-fitness-studios/): Racks, reformers, rowers, flooring, studio furnishings or the purchase of a gym that is already open: each cost for a Redwood City, CA gym points to its own product, and a funding partner decides on any offer. - [Redwood City, CA Contractor Financing for Remodelers, ADU Builders and Electrical Firms](https://whitesidefinance.com/industries/construction/): Equipment, materials and payroll on long jobs are the three money questions for a Redwood City, CA contractor. Each points to a different product, and property loans for building homes are outside this site. - [Retail Business Loans in Redwood City, CA for Clothing Boutiques, Bike Shops and Specialty Grocers](https://whitesidefinance.com/industries/retail/): New fixtures, a POS system and stock for the shelves each fit a different product for a Redwood City, CA store. The examples on this page are invented; a funding partner sets any real terms. - [Redwood City, CA Auto Repair Loans for EV Service Tools, Collision Equipment and Shop Purchases](https://whitesidefinance.com/industries/auto-repair/): A repair shop in Redwood City, CA can split its costs three ways: machines on equipment financing, parts and payroll on working capital, and the purchase of a going shop on a term loan. The building itself is outside this site. - [Daycare Center Financing in Redwood City, CA: Classroom Furniture, Vans and Staff Ratios](https://whitesidefinance.com/industries/daycare-centers/): A child care business in Redwood City, CA buys furniture and vans, equips leased rooms and hires teachers before tuition from new families comes in. Each of those costs fits a different product. - [Redwood City, CA Landscaping Equipment Financing for Compact Track Loaders, Truck Upfits and Crew Payroll](https://whitesidefinance.com/industries/landscaping/): A Redwood City, CA landscaping company has machines to finance and running costs to carry. Machines go on equipment financing; nursery orders, fuel and payroll fit a credit line or working capital. - [Business Loans for Real Estate Agents in Redwood City, CA: CRM Software, Workstations and Marketing Budgets](https://whitesidefinance.com/industries/real-estate-agents/): A real estate office in Redwood City, CA spends on marketing and tools long before a closing pays. This page covers funding for the business itself; loans to buy homes or other property are outside this site. - [Manufacturing Equipment Financing for Redwood City, CA Manufacturers: Welders, Lasers and Production Lines](https://whitesidefinance.com/industries/manufacturing/): A Redwood City, CA manufacturer buys machines, holds raw material and waits on customers who pay after delivery. Machines go on equipment financing or a term loan; material and receivables fit other products. - [Redwood City, CA Bar Business Loans: Booths, Back-Bar Coolers and Patio Seating](https://whitesidefinance.com/industries/bars-and-taverns/): A Redwood City, CA bar can fund equipment, booths and seating, stock and the purchase of a going tavern, each on a different product. Walls, floor area and other work on the building are left out here as property work. - [Accounting Firm Loans for Redwood City, CA Accounting, Consulting and Engineering Firms: Partner Buyouts and Office Moves](https://whitesidefinance.com/industries/accounting-firms/): A Redwood City, CA accounting, consulting or engineering firm can fund a partner change, an office move or new hardware. Each cost fits its own product, and the examples on this page are invented. - [Business Loans by Industry for Redwood City, CA: From Sit-down Restaurants to Dental Offices](https://whitesidefinance.com/industries/): Funding by trade for Redwood City, CA businesses. Each group names the products that fit, with San Mateo County, CA figures from County Business Patterns 2023, and trades without a page of their own get a short note here. ## Tools and calculators - [Small Business Resources in Redwood City, CA: Checklists and a Calculator for Dental Offices and Research Labs](https://whitesidefinance.com/resources/): Three checklists for a Redwood City, CA funding request, written around research labs and dental offices, and a credit line payment calculator. Zoning and permit questions go to the city’s own website. - [Business Line of Credit Monthly Payment Calculator for Redwood City, CA Firms](https://whitesidefinance.com/resources/business-line-of-credit-monthly-payment-calculator/): Enter a balance, an annual rate and a term to estimate a level monthly payment; draws, interest-only months and factor pricing are explained in worked examples. ## Communities near Redwood City, CA - [Redwood City, CA Business Loans: San Mateo County, CA Facts, Local Lenders and Software and IT Firms](https://whitesidefinance.com/redwood-city-ca/): A Redwood City, CA owner can apply at a bank, a credit union or an online lender, or call Whiteside Finance and have one request reviewed by funding partners. Census figures for 2023 describe the county and ZIP 94063, not the city limits. - [Menlo Park, CA Business Loans for Sit-down Restaurants, Dental Offices and Retail Shops](https://whitesidefinance.com/service-areas/menlo-park-ca/): Menlo Park, CA owners can reach funding partners through one call to Whiteside Finance. A current business license, with a name and address that match the request, is one of the records a partner can ask to see. - [Business Loans for Communities Around Redwood City, CA, From Sit-down Restaurants to Dental Offices](https://whitesidefinance.com/service-areas/): Owners in Menlo Park, Atherton, Half Moon Bay and smaller San Mateo County, CA communities can reach funding partners through one call. Each place is described with ZIP figures, labeled by ZIP. ## Company - [Small Business Loans for Redwood City, CA Dental Offices, Research Labs and Home Builders](https://whitesidefinance.com/): Whiteside Finance takes a Redwood City, CA funding request by phone or form and hands it to funding partners; the partner reviewing it sets any amount, rate and term. - [How Getting a Business Loan Works for Redwood City, CA Software and IT Firms, Step by Step](https://whitesidefinance.com/how-it-works/): A Redwood City, CA request starts with a call or the form; a funding partner then asks for documents, reviews the business and decides on any offer. - [Business Loan Questions and Answers for Redwood City, CA Dental Offices and Research Labs](https://whitesidefinance.com/faq/): Answers for Redwood City, CA owners on firm purchases, credit line length, tax questions, EINs and the credit checks a funding partner may run. - [About Whiteside Finance: Redwood City, CA Business Funding for Research Labs](https://whitesidefinance.com/about/): Whiteside Finance is a Redwood City, CA business funding company. A request starts with a call or a short form, and funding partners review it and decide on any offer. - [Contact Whiteside Finance About a Business Loan for Your Redwood City, CA Software Firm](https://whitesidefinance.com/contact/): Phone (650) 336-2048 or the request form. Have questions ready on cost, term, payment schedule and what a funding partner may review. - [Business Loan Application for Redwood City, CA Dental Offices and Research Labs](https://whitesidefinance.com/apply/): Contact details, three ranges and a consent box are all this form takes. The purpose is covered on a call, and documents go to a funding partner only when it asks. - [Disclosures for Whiteside Finance, Redwood City, CA](https://whitesidefinance.com/disclosures/): Whiteside Finance is a funding broker, not a lender. Funding partners review requests and decide on any offer and its terms. ## Optional - [Full text of every page](https://whitesidefinance.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://whitesidefinance.com/sitemap.xml)